Category budgets that alert you before you overspend

A Mr Wallet budget is a cap you set per category and period — groceries, transport, entertainment — which triggers an alert before it’s exceeded, rather than a bare summary you notice after the month is already over.

Why an alert before, not a summary after

Most budgeting apps show you what you spent once the month is done: too late to adjust anything. A budget with an alert warns you while you can still decide — cut back on a category, delay a purchase.

A budget per category, not one global number

Setting a single global monthly cap hides imbalances: you can be on target overall while blowing through the transport budget and barely touching the entertainment one. A per-category cap makes that imbalance visible immediately.

It combines with recurring transactions

Recurring transactions (rent, subscriptions, salary) are automatically posted to their category each period, with no re-entry: your budget stays current without manual tracking effort on fixed expenses.